Whether one employee or the entire workforce share this health care concern, health care affordability is a challenge that needs to be addressed.

Many business owners may see their benefits plan as just another expense, but to employees, it's so much more.

The phrase “data gathering” and the nature of the questions may worry some employees. The right adviser, however, will work with a team of people who empathize with workers' concerns.

Many businesses neglect not only the importance of primary care benefits, but also the creative solutions that can give their workers a better experience while saving the company money.

Here are the five most important questions you and your clients should be asking ahead of renewal:

Making the most out of your plan's cost-cutting potential requires a bit of creative thinking and strategizing with your adviser, but the results are worth it.