The focus for 2025 will be on continuing to comply with rules issued in prior years in which details are still being ironed out (or for which there are proposed changes).

It's that time of year for employers to review their self-funded health plan documents.

It's likely that many employers have not considered how 'long-haulers' may impact their benefit offerings in the future--but they should.

Can a self-funded plan limit its exposure and consider travel to a "hotspot" or "high risk" area as a "hazardous activity or hobby"?