Sometimes, providers will purposefully be out of network to abuse the dysfunctional system currently in place.While the charges may cost you a lot at the moment, it also translates to significantly higher premiums overall for a medical plan; hence the need for it to be controlled.
Big Pharma is one industry that took the opportunity to give themselves a raise amidst the pandemic, during a time when many families couldn't even afford to put a roof over their head.
As humans, we feel a strong desire to be part of the pack. We compare ourselves to others in order to determine our own worth. We rationalize irrational ideas and notions.