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Mobile technology made real time transparency a reality in our lives. Everywhere except medical care, that is -- until now.

Financial advisors who recognize the opportunity, and stand ready to meet it with advice and service, will be positioned to capture long-term growth.

Retirement plan administrators will face new electronic filing requirements for employee retirement benefit plan statements, returns and related reports under the latest proposed rule from the IRS.

The IRS says same-sex couples can file joint tax returns, while the U.S. Department of Health and Human Services says same-sex spouses now have equal access to nursing homes via Medicare.

The retirement industry asks the IRS for clarity on severance status and managing non-vested employer contributions in upcoming 403(b) rules.

CMS also has decided to let states like Mississippi apply to run group-only exchange programs.

The foundation survey found that 35.6 percent of employers have reacted very positively while 41.5 percent reacted somewhat positively to the DOMA ruling. Less than one-quarter have reacted negatively.

Because the plan is significantly underfunded, the decision jeopardizes the retirement security of everyone in the plan.