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The new report found that employers see health benefits as a valuable recruitment and retention tool and have worked hard to keep such benefits.

"ICHRAs allow employers to offer a spendable allowance to employees to shop for individual health insurance from the entire marketplace of options," says Annie Bushey, client executive at Holmes Murphy & Associates.

Starting in 2026, a proposed CMS rule would require plans to respond to a standard request within seven days, typically, instead of the current 14, and within 72 hours for urgent requests.

Health insurance has become so expensive and complicated, most employers leave everything to the big insurance companies, who then take advantage of their ignorance and their desire to stay that way. But it's possible to take the power back.

The DOJ alleges that the chairman and former CEO of telehealth provider Ontrak dumped more than $20 million in company stock based on inside knowledge that it was about to lose a contract with Cigna, its largest customer.

Many employees use additional apps to do their jobs that their companies do not know about and cannot track. This has caused a huge compliance problem, particularly for regulated financial firms that are obligated to keep records of their business activities, writes contributors Jennifer L. Achilles, Amelia Clegg and Christopher Sicuranza.

Many states and health plans are currently implementing new legislation, so it's more important than ever for self-insured employers and benefits advisors to be on their toes – swift and significant changes are afoot.

Most employers offer traditional benefits like health care, however, benefits advisors think new benefits will gain popularity within the year.