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How do we help employees prepare better for retirement in a defined contribution world?

If you have clients who have recently adopted high-deductible health plans with health savings accounts, now is not the time to relax.

Experts at professional services company Towers Watson say recently released rules by the Internal Revenue Service should clear the path for more employers to renew their interest in cash balance and other types of hybrid pension plans.

In 2011, Americans face some changes to their income and benefits where a sense of urgency can be a good opportunity to better their finances.

In 2010, 5 percent of the U.S. population was enrolled in a consumer-driven health plan, representing 5.7 million adults with private insurance, according to the Employee Benefit Research Institute. That's up from 4 percent in 2009.

Grassroots advocacy organization Save Flexible Spending Plans is making a last-ditch effort to get new Congressional leaders to repeal a provision of health reform before the Jan. 1 effective date.

With all the new health care legislation passed this year, many are wondering how flexible spending accounts will be affected.

By Sept. 23, a wave of health reform provisions will take effect. But, according to a new phone survey from the National Association of Insurance Commissioners, most consumers don't know exactly what's coming.