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Addressing potential gaps in your benefits package will not only benefit your business by retaining and keeping employees engaged.

Many employers and insurers are opting to wait out the appeals process before considering whether to make changes to their health plans' coverage of recommended preventive services, says this ERISA litigation attorney.

For benefits professionals, administering employer sponsored health plans and providing employee participants with access to affordable, quality health care is one of the greatest economic challenges of today — and the foreseeable future.

Employers need to ensure that employees are informed about changes to their health benefits, regarding COVID testing and vaccines, and offer coverage to those affected by the suspension of Medicaid dis-enrollments.

"Doubling down on these benefits during an economic downturn is one of the best things you can do for your business," says Tate Hackert, co-ounder and president of ZayZoon.

Local financial advisors are in the best position to help these small business owners implement the right retirement plan that best fits their needs, budgets and goals.

The DOL is asking Congress for $5 million to establish a dedicated program, led by the Employee Benefits Security Administration, which recovered more than $1.5 billion in lost benefits for missing participants in 2021.

LSAs represent a business expense tax deduction that a cash bonus might not, and it increases compensation without increasing base pay.