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My answer to the question of whether companies need an insurance agent or not, is an emphatic no! What do they need instead?
Such plans are in their infancy, but they signal how frustration among consumers is putting pressure on federal and state officials.
The committee may vote on a bill that includes a broker and agent compensation disclosure provision June 26.
Between 2012 and 2017, more than a third of the most commonly prescribed drugs have more than doubled in cost.
Any significant reform would require major realignment of the health care sector, which is now the biggest employer in at least a dozen states.
Employers spent $83.9 billion on prescription drugs in 2016. Ten drugs accounted for $14.8 billion of that spend.
Novartis hiked its spending in the first quarter of 2019 by an eye-popping 450 percent to $3.2 million, up from $580,000.
The actions have raised questions about why it took public pressure before the companies altered their programs.
News from AmWINS, The Guardian Life Insurance Company of America, PreferredOne, The Standard, Wellbeats
CVS Health says it's tried offering drug plans without rebates, but consumers don't want them.
From Optavise
Download this white paper to explore how voluntary benefits serve as crucial risk management tools for employers, mitigating the financial burden of workers’ compensation.
Download Resource
From Vetster
Today’s employees are more likely than ever to seek workplaces that support their lives as pet parents. Discover how offering pet-friendly benefits can boost employee loyalty, improve office attendance, and enhance overall satisfaction in this eBook.
Download Resource
From Gallagher
Learn key strategies to help ensure nondiscrimination testing (NDT) compliance and strengthen your workforce retirement plans. This guide provides actionable insights to keep plans compliant and attractive.
Download Resource
From Gallagher
Discover why the latest Federal Funds Rate cut could bring more than a ripple effect to your pension plans. This comprehensive guide breaks down potential shifts in long-term interest rates and offers strategic actions to protect your balance sheet.
Download Resource
From Corebridge Financial
Public sector workers face unique challenges in securing their financial futures. Learn how to guide your workforce to retirement readiness while addressing today’s financial concerns.
Download Resource
From Nonstop Administration and Insurance Services, Inc.
In this case study, read how PSG’s broker introduced them to first-dollar coverage.
Download Resource
From Nonstop Administration and Insurance Services, Inc.
Offer a new plan to make a meaningful difference for your clients and boost your business.
Download Resource
From Nonstop Administration and Insurance Services, Inc.
Employee health equity is a key concern among your prospects, even if they don’t acknowledge it directly. This guide demonstrates how you can help your clients deliver more cost-effective and equitable benefits.
Download Resource
From Nonstop Administration and Insurance Services, Inc.
Discover innovative solutions to help your clients overcome cost barriers in health insurance.
Download Resource
From Nonstop Administration and Insurance Services, Inc.
You can bet that many of your employer clients will be considering alternative funding models as they shop around for health plans this year. Download this short guide to learn about the difference between MERPs and HRAs, why they matter and how you can provide your clients with lower costs, more flexibility and greater satisfaction.
Download Resource
From Nonstop Administration and Insurance Services, Inc.
Discover how other brokers have transformed their approach to winning new business. Learn about a unique solution that combines first-dollar coverage with a Medical Expense Reimbursement Plan (MERP), that eliminates financial barriers to care and reduces claims, including ER claims. It's a win for enrollees, employers and HR departments.
Download Resource
From Nonstop Administration and Insurance Services, Inc.
Explore alternative plan designs, including HSAs, HRAs, QSEHRAs, ICHRAs, and MERPs, in this brief e-book.
Download Resource
From New Benefits
This report reveals the top non-insured benefits that not only reduce costs but also address the rising challenges of burnout, financial stress, and work-life balance. Give your clients the edge they need to support their employees while driving business growth. Download the report now to learn more!
Download Resource
From ArmadaCare
In the world of benefits, knowledge is power, and numbers tell the story.
Download Resource
From RxBenefits
Get actionable steps to help your clients lower their pharmacy spend, improve plan performance, and increase employee satisfaction.
Download Resource
From Conduent
Recent economic challenges and the uncertainty for the foreseeable future are impacting your employees’ health, retirement preparedness and overall well being. Discover how to increase their stability and help them build toward their financial future.
Download Resource
From ArmadaCare
Employers have increasingly turned to the combination of high deductible health plans (HDHPs) and health savings accounts (HSAs) to contain benefit costs. But each can come with hidden consequences. Learn how to eliminate the downside for your clients in this overview.
Download Resource
From MagnaCare
The 2024 surge in health insurance premiums presents a significant challenge for brokers, as clients feel the financial pressure. This white paper explores the issue and how brokers can turn this into an opportunity to stand out.
Download Resource
From New Benefits
How are recent trends shaping the benefits landscape and impacting brokers? This eBook, based on the Broker Pulse Survey from New Benefits, offers a snapshot of unique challenges and emerging opportunities in the benefits landscape to help you stay competitive.
Download Resource
From SwellSpace
Amidst rising healthcare costs and evolving employee expectations,discover how to distinguish yourself in a crowded market, retain clients, and grow your business by meeting the challenges employers face today. Get actionable strategies in this white paper.
Download Resource
From ArmadaCare
Ready to make your busy season better? Here are four key plays that can help you strategize with new and existing clients to make the new plan year a success.
Download Resource
From MagnaCare
Amid the healthcare premium surge happening today, here are 6 valuable tips to help boost your business as a benefits advisor.
Download Resource
From SwellSpace
Discover detailed strategies for creating compelling content that engages employees across generations and drives positive outcomes for your organization. By understanding generational communication preferences, HR can develop tailored strategies that engage each group effectively, helping them make the best benefits choices.
Download Resource
From Zelis
The accuracy of your provider directories is vital to shaping your success. The guide provides actionable insights and best practices for ensuring the data you rely on is precise and trustworthy.
Download Resource
From New Benefits
Learn how to use non-insured benefits to help your clients reward and retain part-time employees. Download the guide for brokers now!
Download Resource
From Zelis
Ensuring accurate provider directory data is crucial to helping your clients succeed as a benefits advisor. These are the top do’s and don’ts to follow to ensure the data you rely on is as accurate and helpful as possible.
Download Resource
From ArmadaCare
In today's competitive market, employers are seeking innovative ways to solve business challenges through benefits. Are you ready to offer them a game-changing solution?
Download Resource
From ArmadaCare
Degrading healthcare coverage to control benefit costs can have huge ripple effects and drive-up costs in other areas. This infographic looks at the many consequences that you and your clients need to know.
Download Resource
From New Benefits
It’s time to redefine employee benefits by shifting the focus from Return on Investment (ROI) to Return on Wellness (ROW). This guide outlines why prioritizing overall employee well-being results in a multitude of rewards, from increased productivity to reduced healthcare costs.
Download Resource
From Corebridge Financial
This guide outlines 5 effective strategies to engage government employees about their retirement plans through comprehensive education and outreach programs. Download now to start boosting participation, and improving financial wellness..
Download Resource
From ArmadaCare
Unlock the secrets to becoming the go-to advisor for CEOs, CFOs, and HR leaders with our comprehensive Benefit Stakeholder Cheat Sheet. Discover key business goals, pain points, and conversation starters tailored to each stakeholder. Equip yourself with the tools to add value and stand out in a competitive market.
Download Resource
From ArmadaCare
Learn how Ultimate Health can be used as a powerful tool to open doors, stand out from the competition and solve clients’ top HR challenges related to coverage, retention, recruitment and compensation.
Download Resource
From ArmadaCare
Consultants: Are you bringing the latest in supplemental coverage to your clients? Take your supplemental health insurance knowledge to the next level with this quick reference guide.
Download Resource
From ArmadaCare
Navigating the complexities of executive medical reimbursement plans is crucial for businesses and their advisors. Explore this all-in-one checklist that covers everything you need to know to help your clients reap the business benefits of these plans.
Download Resource
From ArmadaCare
Did you recently put a high deductible health plan (HDHP) in place or increase the deductible on an existing plan for any of your clients? Download this infographic to prepare yourself for the realities of HDHPs with HSAs.
Download Resource
From ArmadaCare
It’s a new year--and already new benefit trends are emerging. That’s because the workforce is changing. Dive into this guide on 2024's key trends to watch and the impact they can have on benefits.
Download Resource From Optavise
Download this white paper to explore how voluntary benefits serve as crucial risk management tools for employers, mitigating the financial burden of workers’ compensation.
Download Resource From Vetster
Today’s employees are more likely than ever to seek workplaces that support their lives as pet parents. Discover how offering pet-friendly benefits can boost employee loyalty, improve office attendance, and enhance overall satisfaction in this eBook.
Download Resource From Gallagher
Learn key strategies to help ensure nondiscrimination testing (NDT) compliance and strengthen your workforce retirement plans. This guide provides actionable insights to keep plans compliant and attractive.
Download Resource From Gallagher
Discover why the latest Federal Funds Rate cut could bring more than a ripple effect to your pension plans. This comprehensive guide breaks down potential shifts in long-term interest rates and offers strategic actions to protect your balance sheet.
Download Resource From Corebridge Financial
Public sector workers face unique challenges in securing their financial futures. Learn how to guide your workforce to retirement readiness while addressing today’s financial concerns.
Download Resource From Nonstop Administration and Insurance Services, Inc.
In this case study, read how PSG’s broker introduced them to first-dollar coverage.
Download Resource From Nonstop Administration and Insurance Services, Inc.
Offer a new plan to make a meaningful difference for your clients and boost your business.
Download Resource From Nonstop Administration and Insurance Services, Inc.
Employee health equity is a key concern among your prospects, even if they don’t acknowledge it directly. This guide demonstrates how you can help your clients deliver more cost-effective and equitable benefits.
Download Resource From Nonstop Administration and Insurance Services, Inc.
Discover innovative solutions to help your clients overcome cost barriers in health insurance.
Download Resource From Nonstop Administration and Insurance Services, Inc.
You can bet that many of your employer clients will be considering alternative funding models as they shop around for health plans this year. Download this short guide to learn about the difference between MERPs and HRAs, why they matter and how you can provide your clients with lower costs, more flexibility and greater satisfaction.
Download Resource From Nonstop Administration and Insurance Services, Inc.
Discover how other brokers have transformed their approach to winning new business. Learn about a unique solution that combines first-dollar coverage with a Medical Expense Reimbursement Plan (MERP), that eliminates financial barriers to care and reduces claims, including ER claims. It's a win for enrollees, employers and HR departments.
Download Resource From Nonstop Administration and Insurance Services, Inc.
Explore alternative plan designs, including HSAs, HRAs, QSEHRAs, ICHRAs, and MERPs, in this brief e-book.
Download Resource From New Benefits
This report reveals the top non-insured benefits that not only reduce costs but also address the rising challenges of burnout, financial stress, and work-life balance. Give your clients the edge they need to support their employees while driving business growth. Download the report now to learn more!
Download Resource From ArmadaCare
In the world of benefits, knowledge is power, and numbers tell the story.
Download Resource From RxBenefits
Get actionable steps to help your clients lower their pharmacy spend, improve plan performance, and increase employee satisfaction.
Download Resource From Conduent
Recent economic challenges and the uncertainty for the foreseeable future are impacting your employees’ health, retirement preparedness and overall well being. Discover how to increase their stability and help them build toward their financial future.
Download Resource From ArmadaCare
Employers have increasingly turned to the combination of high deductible health plans (HDHPs) and health savings accounts (HSAs) to contain benefit costs. But each can come with hidden consequences. Learn how to eliminate the downside for your clients in this overview.
Download Resource From MagnaCare
The 2024 surge in health insurance premiums presents a significant challenge for brokers, as clients feel the financial pressure. This white paper explores the issue and how brokers can turn this into an opportunity to stand out.
Download Resource From New Benefits
How are recent trends shaping the benefits landscape and impacting brokers? This eBook, based on the Broker Pulse Survey from New Benefits, offers a snapshot of unique challenges and emerging opportunities in the benefits landscape to help you stay competitive.
Download Resource From SwellSpace
Amidst rising healthcare costs and evolving employee expectations,discover how to distinguish yourself in a crowded market, retain clients, and grow your business by meeting the challenges employers face today. Get actionable strategies in this white paper.
Download Resource From ArmadaCare
Ready to make your busy season better? Here are four key plays that can help you strategize with new and existing clients to make the new plan year a success.
Download Resource From MagnaCare
Amid the healthcare premium surge happening today, here are 6 valuable tips to help boost your business as a benefits advisor.
Download Resource From SwellSpace
Discover detailed strategies for creating compelling content that engages employees across generations and drives positive outcomes for your organization. By understanding generational communication preferences, HR can develop tailored strategies that engage each group effectively, helping them make the best benefits choices.
Download Resource From Zelis
The accuracy of your provider directories is vital to shaping your success. The guide provides actionable insights and best practices for ensuring the data you rely on is precise and trustworthy.
Download Resource From New Benefits
Learn how to use non-insured benefits to help your clients reward and retain part-time employees. Download the guide for brokers now!
Download Resource From Zelis
Ensuring accurate provider directory data is crucial to helping your clients succeed as a benefits advisor. These are the top do’s and don’ts to follow to ensure the data you rely on is as accurate and helpful as possible.
Download Resource From ArmadaCare
In today's competitive market, employers are seeking innovative ways to solve business challenges through benefits. Are you ready to offer them a game-changing solution?
Download Resource From ArmadaCare
Degrading healthcare coverage to control benefit costs can have huge ripple effects and drive-up costs in other areas. This infographic looks at the many consequences that you and your clients need to know.
Download Resource From New Benefits
It’s time to redefine employee benefits by shifting the focus from Return on Investment (ROI) to Return on Wellness (ROW). This guide outlines why prioritizing overall employee well-being results in a multitude of rewards, from increased productivity to reduced healthcare costs.
Download Resource From Corebridge Financial
This guide outlines 5 effective strategies to engage government employees about their retirement plans through comprehensive education and outreach programs. Download now to start boosting participation, and improving financial wellness..
Download Resource From ArmadaCare
Unlock the secrets to becoming the go-to advisor for CEOs, CFOs, and HR leaders with our comprehensive Benefit Stakeholder Cheat Sheet. Discover key business goals, pain points, and conversation starters tailored to each stakeholder. Equip yourself with the tools to add value and stand out in a competitive market.
Download Resource From ArmadaCare
Learn how Ultimate Health can be used as a powerful tool to open doors, stand out from the competition and solve clients’ top HR challenges related to coverage, retention, recruitment and compensation.
Download Resource From ArmadaCare
Consultants: Are you bringing the latest in supplemental coverage to your clients? Take your supplemental health insurance knowledge to the next level with this quick reference guide.
Download Resource From ArmadaCare
Navigating the complexities of executive medical reimbursement plans is crucial for businesses and their advisors. Explore this all-in-one checklist that covers everything you need to know to help your clients reap the business benefits of these plans.
Download Resource From ArmadaCare
Did you recently put a high deductible health plan (HDHP) in place or increase the deductible on an existing plan for any of your clients? Download this infographic to prepare yourself for the realities of HDHPs with HSAs.
Download Resource From ArmadaCare
It’s a new year--and already new benefit trends are emerging. That’s because the workforce is changing. Dive into this guide on 2024's key trends to watch and the impact they can have on benefits.
Download Resource From Optavise
Download this white paper to explore how voluntary benefits serve as crucial risk management tools for employers, mitigating the financial burden of workers’ compensation.
Download Resource
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