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The combined impact of the various measures being considered could save Coloradans between 20% and 40% in out-of-pocket costs.

Stand-alone facilities were intended to fill a need for ER care when no hospital was nearby, but that rarely happened.

So far at least, that promise is largely just that – a promise. Despite the fact that an appeals court threw out the American Hospital Association's lawsuit challenging the rule's requirements, most large hospitals across the country have ignored the new rule.

Health systems are generally complying with new regulations, but information can be confusing and difficult to access for consumers.

A recent EBRI study examined the impact of pricing on lab and imaging services, plus specialty medications.

Benefits brokers have an important role to play, since they are trusted advisors who can point their clients to solutions that promote high-value health care as they work to solve the problems of affordability and access.

The IDR established by the No Surprises Act represents a stark departure from the far more traditional and favored settlement approach.

Generally, hospitals are beginning to comply with the transparency requirements, but they have a long way to go.