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Health insurers and HMOs will have to put a larger share of the money they collect from consumers into medical care under a new medical loss ratio (MLR) law that goes into effect Jan. 1, one of 10 new California Department of Insurance (CDI) bills signed by the governor recently.

Presidential challenger Mitt Romney accused President Barack Obama of failing to lead in a time of economic peril but sounded less conservative than his Republican rivals in their debate Tuesday night, defending the 2008-2009 Wall Street bailout and declaring he could work with "good" Democrats.

Arkansas insurance officials held a summit Tuesday to discuss how to set up an insurance exchange required under the federal health care overhaul, prompting complaints from Republican legislators who have objected to the state seeking funds for the program.

Consumers and benefits advisors who look carefully may be able to find surprising Medicare supplement insurance bargains, a rating agency says.

Steve Auerbach, the head of a company that supplies the innards of many large health insurance exchanges, says he is hungry for good agents.

A coalition that includes Michigan's chapter of the AARP said Tuesday that it supports but wants changes to legislation that would help the state set up a health insurance exchange.

Florida, which is fighting to overturn the federal health overhaul, is preparing to launch an insurance marketplace early next year that looks like a distant cousin of the ones being created under the federal law.

They're calling it the zombie in the budget. It's a long-term care plan the Obama administration has put on hold, fearing it could go bust if actually implemented. Yet while the program exists on paper, monthly premiums the government may never collect count as reducing federal deficits.