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What relief rally? Hope that the stock market would surge on news of Washington's debt ceiling deal has given way to pessimism.

Ten years ago, benefits self-funding and the stop-loss coverage that typically accompanies it was a world occupied mainly by large employers.

So lets bring up health care again: No matter how you look at it, some employers are dropping employee coverage, or they plan to, or fear its going to happen. And everyone involved is fearing it, too. But was reform legislation really the tipping point, or is itand always has...

What these analysts ignore, however, are other factors that would significantly increase the true costs of terminating coverage. For instance, an employer would have to increase wages to make up for revoking coverage or risk losing some of its most valuable employees. The tax consequences of this wage increase and...

Wall Street seemed complacent last week when there was time to spare. But with less than a week before a possible U.S. default, investors are getting jittery.

Scrambling to protect themselves against a U.S. default, investors are buying gold and foreign currencies, using derivatives to bet on a stock market collapse and taking out complicated insurance policies.

Total U.S. money market mutual fund assets fell $24.74 billion to $2.672 trillion for the week that ended Wednesday, the Investment Company Institute said Thursday.

Conceptually, investors are thought be more risk-tolerant at younger ages and more risk-averse as they age. In fact, this idea is built into many asset allocation strategies and provides the structure for target-date mutual funds. But is it still valid?