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The DOL since 2012 has collected more than $18 million in back wages for more than 19,000 workers who were misclassified as independent contractors.

The $1.01 trillion measure would fund the troubled health care law and individual agencies, plus add separate war financing to bring the total to $1.1 trillion.

About the same time clients make Social Security decisions impacting the income side, they confront even more complexity in deciphering Medicare choices on the expense side.

The HHS secretary says the systems verify whether applicants are eligible for benefits.

The agencies also have drafted regulations affecting dental plans, vision plans and EAPs.

The government says legally married same-sex couples can claim tax benefits this year if theyre enrolled in a flexible spending account, health care savings account or cafeteria plan.

There are plenty of reasons why plan sponsors peering into 2014 might have that deer-in-the-headlights look about them.

Issuers can let consumers pay for January coverage as late as Jan. 31.