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Supporters say it can help the members free themselves from state requirements that drive up the costs, while opponents argue that the arrangements will weaken the fully insured market, by luring away the healthiest individuals and groups.

Auto-IRAs increase coverage of retirement plans because most states require that employers to either enroll their employees in the state plan or offer their own plan such as a 401(k), according to Gusto research.

Target date funds with built-in retirement income payment features, as well as required minimum distributions, offer a way for retirees to receive income directly from their 401(k)s, according to a new IRIC paper.

The agency estimates a House AHP measure would add $2.9 billion to the federal budget deficit over 10 years.

Nearly half of workers eligible for state-run retirement savings programs can't be verified, under anti-money laundering requirements of the 2001 USA Patriot Act, reports the Bipartisan Policy Center.

By being prepared and implementing strategic solutions, employers can mitigate some of the financial pressures that may arise from the IRA, ensuring that their employees and retirees are better protected from the ripple effects of this landmark legislation.

By incorporating flexibility, leveraging autonomy, emphasizing deep work, and recognizing the importance of recovery, organizations can foster environments where people can feel and perform their best.

FlexBenefits CEO Jeff Smedsrud doesn't expect the biggest Affordable Care Act changes to show up until 2026.