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Here's a collection of forecasts about what the future might hold for the plan sponsors and participants.

The ERISA Advisory Council wants the department to take a hard look at AI-based review systems.

President-elect Donald Trump has named economist Kevin Hassett, who is known in the retirement industry for a high-profile white paper that was the basis for the Retirement Savings for Americans Act bill, to lead the White House National Economic Council.

Rep. Lori Chavez-DeRemer also introduced a federal fertility benefits mandate bill.

The American Benefits Council found most voters back current rules, while America's Health Insurance Plans found bipartisan support.

HSAs are still predominantly viewed by employees as a spending account to meet current needs.

Small employers are more likely to keep balances in plans indefinitely, while larger employers are more likely to roll money over to an IRA, according to a Plan Sponsor Council of America survey.

Over a third of plan participants have taken 401(k) loans and hardship withdrawals, while ESAs provide a no-cost alternative that cuts the likelihood of retirement loans and withdrawals in half.