Analysis

List prices increased an average of 9.1% per year, but increasing discount practices have limited net price increases to just 4.5%

While healthier people might opt for STLD policies to save money on premiums, they could be in for some substantially higher costs if they get sick.

That averages out to be $116,331 per person.

Consumers have never had more access to health information, but many workers are still not taking action to improve their lifestyles.

But the survey by LIMRA's Secure Retirement Institute also revealed that employers are not sure what the plans are.

Men still make up the greatest number of casualties, but the proportion of women's alcohol-related deaths is increasing.

Many consumers are thinking about Covid-19. Some are acting on their thoughts.

HR professionals are turning their attention to some key areas to up employee engagement and benefits satisfaction.