Even though tax-advantaged health care accounts are widely offered, only $95 billion of those expenses were paid for with pre-tax dollars, with the remaining $396 billion paid for with post-tax dollars.
For health care plan sponsors and their benefit advisors, consultants and brokers, understanding the current market for medical stop loss insurance is essential.
Even though we have made the process easier and are delivering benefit choices through digital media, surveys of employees continue to show dissatisfaction.