This increase reflects the convergence of several powerful forces reshaping the health care landscape, according to a PWC report.

"Retirement is meant to be enjoyed, but many find it difficult to give themselves permission to spend the savings they've worked so hard to build," said Terri Fiedler, the company's president of retirement services.

Eight in 10 voters are concerned about health insurers denying or delaying doctor-ordered treatments.

Among people who get insurance through an employer, 4 in 10 cited affordability challenges, while 54% of those who purchase insurance on their own.

Forty-two Texas hospitals received warnings, which is the most of any state.

"The debate around GLP-1 coverage is a prime example of the balancing act benefits leaders face as they navigate skyrocketing demand, affordability concerns and uncertainty around long-term patient outcomes," said Morgan Lee, vice president of research and marketing at Pharmaceutical Strategies Group.

Nearly one-third of businesses with fewer than 50 employees report that health insurance costs are worsening their business situation.

One in five U.S. adults believes they will never achieve financial independence.