Customers who bought new-law coverage can't return to old-law transitional products, officials say.

Regulators also are saying plans can use last year's benefits summary templates.

The consumers who are still getting covered may be paying about $265 per month.

The number of uninsured patients visiting emergency rooms has dropped 24 percent.

Actuaries predict employers will look for new ways to provide health benefits.

Barrasso and Hatch say states should pay back wasted PPACA grants.

In one state, proposed changes range from a 26 percent increase to a 10.9 percent cut.

Qualifying circumstances could include the death of a relative -- or high caregiving expenses.