Plans place liens on the estates of older enrollees who use the coverage.

The HHS secretary says the systems verify whether applicants are eligible for benefits.

They assert HHS training and background check requirements for public exchange outreach workers are too loose and expose consumers to the threat of identity theft.

When do you have to sign up for coverage starting Jan. 1? Ask your exchange.

People who are sicker than they have to be because of lousy care may make great enrollees.

The agencies also have drafted regulations affecting dental plans, vision plans and EAPs.

Affected consumers could use the exemption to buy catastrophic coverage.

Managers say think they're seeing a last-minute plan selection rush.