People who are sicker than they have to be because of lousy care may make great enrollees.

The agencies also have drafted regulations affecting dental plans, vision plans and EAPs.

Affected consumers could use the exemption to buy catastrophic coverage.

Managers say think they're seeing a last-minute plan selection rush.

The women's health mandate and future fees have had the biggest effect.

One Web broker reports continuing HealthCare.gov problems; another teams with Walgreens to offer in-person help.

The Basic Health Program could create a Medicaid-like plan option for the working poor.

LIMRA finds few think using enrollment websites will continue to be a problem.