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One item on the secret to-do list: Bringing in 60,000 agents and brokers.
The federal exchanges seem to have received fewer than 168,000 completed applications.
The site designers feared higher capacity would expose more weaknesses.
Regulators could approve plans that fail to meet the usual individual policy standards.
CGI said it found no "smoking guns" but needed tools to "dig deeper."
Activity may be holding steady in California and accelerating in Washington state, officials say.
Gary Lauer says eHealth could be ready to go "quickly."
She also declines to call for the resignation of Gary Cohen, the head of CCIIO.
A spokeswoman says warnings weren't that serious.
Tavenner said CMS will release numbers in mid-November.