If regulators stick with the current ICHRA rules, the ICHRA program "has the potential to lower individual market premiums by improving the risk profile," the actuaries write.
If employees can buy the coverage through an off-exchange Section 125 cafeteria plan, then the employees can pay the premiums with pre-tax earnings, the executives say.
Marketers created Pure Green Coffee after Dr. Mehmet Oz — a renowned cardiothoracic surgeon — talked about the health benefits of green coffee beans on his TV talk show.