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Oscar could have trouble growing its member base if "we fail to attract brokers to sell our insurance products."
Officials say consumers can sign up for the SEP through agents and brokers.
Milliman says public plan funded levels have improved, and pension buyout annuities are cheaper.
Yet despite all of the disruption, employer plan enrollment increased.
Biden also is asking agencies to clear ACA exchange plan and Medicaid enrollment barriers.
The authors of the 200-page plan take a cautious approach to describing what the administration intends to do about COVID-19-related health coverage.
His COVID-19 response package also includes money for COBRA coverage continuation premiums.
These excess deaths could amount to 0.37% of the projected 2040 U.S. population.
The preliminary numbers include about 28,000 excess deaths not classified as involving COVID-19.
Change Healthcare offers health care providers financial analysis and management systems along with billing and collections services.