Johanns says HHS is violating a provision in last year's appropriations package.

The penalty for "willful failures" to provide SBCs can be $1,000 per day per affected individual.

Brokers can collection commissions from exchange plan issuers.

Sellers try to help consumers through the "qualifying life event" and "exceptional circumstances" mazes.

More insurers have applied to sell individual policies inside the program than outside.

HHS will let people who already have continuation coverage buy exchange plans.

The earliest possible initial monthly reporting date is June 15, 2014.

Insurers will use the spreadsheet to find out if they owe PPACA rebates.