Many employers with less than 50 employees are turning to Qualified Small Employer Health Reimbursement Arrangements to offer meaningful health and wellness benefits.

The physician staffing business cited the company's $7.7 billion in debt obligations, declining patient volumes, "flawed" implementation of the No Surprises Act and exclusionary health insurers as reasons for its financial decline.

The cuts in savings mirror a larger financial challenge, with 30% of Americans finding it difficult to make ends meet and 39% lacking nonretirement savings sufficient to cover one month of living expenses, says a new study.

Dozens of class-action lawsuits are pending against providers alleging their websites shared patient information with social media sites such as Facebook and Instagram, and more are being filed every day. violating HIPAA.

See what five BenefitsPRO Broker of Year finalists believe are the biggest challenges facing advisors over the next year.

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Leaders and organizations must embrace and champion new policies and benefits to make way for a more equitable future.

"Only a small and shrinking portion of patients use either physical or digital channels exclusively," the report said.