As prosperous a nation as Germany is, its own retirement crisis is causing many of its elderly to be sent to lower-cost retirement facilities in eastern Europe and Asia.
Costs for DC plans now total 60 cents per employee per hour, versus 43 cents per employee per hour in DB plans, with unionized workers' costs seven times more than non-union workers.
Sure, fee disclosure regs seem to have gone over like a lead zeppelin, but if the participants actually open them in 2013, you could see some big interest in your expertise.
The House approved a bill Thursday requiring federal employees to contribute 5 percent more of their salaries over five years toward retirement, as part of a wider deal hoping to avoid the fiscal cliff.