Few things have as much potential to change the way brokers do business today as the social media revolution that's taking place right in front of us.

Is there anyone not happy about getting the first part of this year over with?

I'd like to step back from the intense debate - and the uncertain future we all face - and maybe just talk about how much this health care reform law and being an editor have in common.

Congress made history Sunday. Now, whether that thrills or outrages, that's up to you.

When a piece of legislation draws this much fire from both parties, it means one of two things.

Here we all sit, complaining about premium hikes and pre-existing conditions, but don't you dare do anything to change it.

As this new reality threatens us all like some kind of federally-funded bogeyman, I'm reminded of Malcolm X, who said, "The future belongs to those who prepare for it today."

Few things sting as much as disappointment.