Gap or bridge insurance covers some of the out-of-pocket health care costs that are increasingly difficult for employees to shoulder, including deductibles that can go as high as $10,000.
One of the biggest advantages to moving to a public exchange may be the handing over of the financial and administrative burdens in running a smaller companys health benefits. Private exchanges, on the other hand, are likely to be more attractive to larger employers.
CareFlash's online communities are designed to help employees deal with a relative's illness while helping employers address absenteeism and presenteeism.
The PPACA was crafted to help level the playing field between small and large businesses when it comes establishing -- and paying for -- new wellness programs.