Public Health Service (PHS) Act section 2708, as added by the Affordable Care Act, provides that, in plan years beginning on or after Jan. 1, 2014, a group health plan or group health insurance issuer shall not apply any waiting period that exceeds how many days?

In observance of National Small Business Week, let's look at the top issues identified as being the most important for this election year.

Even with increased scrutiny on health insurance carriers, a new poll finds brand equity remains strong among top-ranked health insurers.

According to a Deloitte survey, one of the main reasons why non-buyers don't go ahead and purchase a life insurance policy is because no one has offered it to them.

Benefits managers say poor health behavior is the greatest contributor to health plan costs. Members' decisions led to more than $317 billion of avoidable medical costs in 2011, according to a report from Express Scripts released Thursday.

Under the duress of health reform and increasing benefits costs, the relationship between carriers, brokers and employers is rapidly changing.

MetLife announced Wednesday that four of its life insurance subsidiaries approved an aggregate payment amount of approximately $1.36 billion in policy dividend payments to eligible life insurance policyholders for 2012.

Even for the most successful small business, a natural disaster could be devastating. Just look at Joplin, Mo., where nearly 500 business owners lost their business after last year's tornado almost wiped out the town.