Over a third of plan participants have taken 401(k) loans and hardship withdrawals, while ESAs provide a no-cost alternative that cuts the likelihood of retirement loans and withdrawals in half.

Job seekers are now expecting financial wellness benefits, and nearly half (47%) of employers will offer them by 2026, according to Borja Perez at CloudPay.

Words are very powerful, says a new Invesco survey, which identifies some specific language that resonates with plan participants and can guide plan sponsors as they craft their messaging. For instance, "investment income" is preferred over "nest egg."

The average employer-sponsored health insurance premium for US families rose 7% this year – same as last year, according to the annual KFF survey of 2,100 companies.

The American Hospital Association has urged Pres. Biden to take immediate steps to address the "substantial shortages" of lifesaving products, since the closure of a major medical supply plant in North Carolina due to Hurricane Helene.

Comprehensive financial wellness programs can help employees stay on track to meet their goals, but also bring to light the issues they may not be thinking about that impact their financial well-being, says Goldman Sachs' Nancy DeRusso.

If advisors aren't speaking to defined contribution clients about retirement income solutions, someone else will be soon, recommends BlackRock's Carrie Schroen.

Employers need to provide access to professional resources that help employees develop a personalized financial plan and evolve that plan over time, according to a new Goldman Sachs report.