Lowest-income households in need of long-term care are the ones bearing the highest cost, since they have to spend down assets in order to qualify for public benefits.

But based on the experiences of other states and municipalities who went that route or proposed to, it doesn't always save money.

In this quarterly index that measures "the personal financial standing of a typical American" the 'pain index' is down for several reasons.

Fidelity points out that more than a third of divorcees still haven't recovered financially five years after their divorce.

Half of GenXers have considered jumping ship because of work stress. What can employers do about it?

Corporate Insight recognizes firms it considers offer the best innovation and improvement in participants' online experience.

Individuals in the $50,000 to $75,000 annual income bracket are hardest hit by the costs.

Social Security only covers about 40 percent of the income seniors had while working, and few have an additional pension and DC plan.