Americans are a lot more worried about such major issues as the state of the economy, health care and terrorism than they are about saving for retirement.

Professionally managed target-date funds, of course, have one goal creating a suitable glidepath to get workers to retirement. But savers might have other goals.

Despite annuities benefits, Americans aren't buying into them.

Comparing the 50 states and the District of Columbia in the areas of student-loan indebtedness and grant and work opportunities for students, WalletHub found 10 states that are the worst for student loan borrowers.

The growth of robo-advisors has spread as financial firms add algorithm-based financial advising technology to meet the needs of small-portfolio investors. But what about the human factor?

Employers need to do these two things with retirement plans to optimize employee success in participating and saving.

Plan participants in 401(k)s are saving more but also using these funds in record numbers.

Student borrowers might want to consider schools in these 10 states where student loan debt is lowest.