Move over, auto-enrollment. Employee motivation counts when it comes to saving for retirement--and this research shows surprising insights about how much motivation can help.
Lots of employees borrow from 401(k)s--but those who leave a job with a 401(k) loan outstanding are more likely to default on that loan. Plus, more bad news about 401(k) loans.
What is the most striking difference between brokerage participants and all participants? Their account balances. Gain more insights from this recent research.