There are reasons why an HSA may not be for everyone. Here are some.

The group health insurance industry is changing with or without the health reform law. Brokers will need to change their spots to stay competitive.

Positive news about HSA growth might lead one to draw the conclusion that HSAs and the underlying high-deductible health plans, or CDH plans, are assured a rosy future as they continue to build more and more market share. However, there may be storm clouds gathering on the horizon.

The vast changes the PPACA intended to bring aboutmany of which impact consumer-driven health plansare to be phased in gradually over a period of eight years ending in 2018.

The Patient Protection and Affordable Care Act was signed into law by President Obama on March 23, 2010, but the vast changes the law intended to bring aboutmany of which impact consumer-driven health plansare to be phased in gradually over a period of eight years ending in 2018.

The New Year is now just weeks away and with it will come the phone calls and emails from your clients asking about the new contribution limits for health savings accounts (HSA). This year, get out ahead of the inquirers and send a link to this article to your clients...

Consumers now have the means to exert their individuality, or weirdness, and seek out products and services accordingly. And it's about to get even "weirder" because insurance exchanges, both public and private, are poised to take choice to a whole new level in the world of health benefits.

The consumer-directed health care world is buzzing these days about the concept of consumer engagement.