Jonathan Reaves is a partner at The Reaves Agency, a 42-year-old benefits brokerage and benefits management company. Started by Reaves father, the Dallas-based company works with 300 small- to mid-sized clients.

We asked some industry experts what they thought worked and didn't this year. Here's what they had to say.

Whatever your current mood, the recent election offers a good reminder of the importance of Plan B.

From the production of 1094s and 1095s and the continued movement by employers to streamline their business processes to the introduction of tools and resources to support employees, technology is an increasingly important topic in the industry.

In 2012, the Denver Broncos signed an injured, aging quarterback whose future was very much in doubt.

One way or another, it's almost over.

Predicting the impact on the benefits industry based solely on the results of the presidential election is a little like trying to answer a math equation without knowing all of the numbers or the operation to be performed.

For the moment, Clinton looks to have the upper hand, but if theres one thing this cycle has taught us, its to never assume anything.