Brokers must work with clients to develop and execute a year-round benefits communications plan – educating employees on how they can make more informed choices when it comes to not just choosing health plans, but using them wisely throughout the year.

David and Kornelius discuss the determinants of healthcare such as location transportation, prescription availability and food security. Kornelius explains what marginalized communities are and what they need.

For those of you looking to build long-term, consultative relationships with your clients and genuinely serve as trusted partners, here are some ways you can make it easier to incorporate voluntary benefits into existing plans

When approached strategically, reference-based pricing can be an excellent, low-cost and flexible way for your smaller clients to provide health coverage to their employees. Seek out the right resources and partners and talk with your clients about how reference-based pricing could benefit them.

By banding together and taking matters into their own hands, employers are accomplishing more than they could alone in the battle against drug costs.

In this episode, Hugh O'Toole, CEO of Innovu, explains the process of cleaning data sets to set them up for proper analytics. He demonstrates how to utilize data sets to monitor and predict healthcare for employees, organize worker's compensation, and identify fraud within a system.

Amy Evans is president of Colibri Insurance Services, and, if you can believe it, loves open enrollment.

Fast-emerging competition, societal and lifestyle shifts, technological advances, and shifting business models are just some of the trends contributing to the enormous changes occurring in the workplace benefits landscape today.