A lot of people are clueless when it comes to the basics of retiring - including when they'll stop working, how much they'll need and where the money will come from.
Widows have to deal with myriad difficulties after their spouse's death, including filing income taxes, financial planning, and understanding Social Security benefits.
The median plan in the public funds segment gained 4.9 percent in the third quarter, while corporate ERISA plans gained 4.4 percent; foundations and endowments returned 4.3 percent at the median.