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The Principal analyzed more than 25,000 retirement plans to gauge the impact of key plan design features on participation and savings rates.
The growth of women in the workforce is placing downward pressure on the amount of pre-retirement income that Social Security replaces.
Funded status has come roaring back thus far in 2013, standing at 86 percent at the end of May.
Sixty-three percent of those surveyed said that putting money away for retirement was their top savings objective.
Wells Fargo also found that participants who contribute to both a Roth 401(k) and a health spending account saved more overall than those who didnt contribute to an HSA.
Those who plan to make a change will typically swap an existing option with another manager.
The DOL's fiduciary rules will be released again in October.
The micro and small plan 401(k) market offers many opportunities in the next few years.
Long-awaited revisions of the Department of Labors fiduciary rules remain months away.
Members of the military are increasingly worried about how they are going to make ends meet in retirement.