The EBRI finds that VE 401(k) plans actually posted higher outcome advantages over DB options.

Eighty percent of U.S. workers with a company-sponsored 401(k) are enrolled in micro-small plans holding less than $2.5 million.

Funding ratios increased to 88 percent in June, up 14 percent since year-end 2012, according to a report from Mercer.

So why dont more workers follow through on the advice of the paid pros? Lack of trust is one big reason.

The 10 states paying the highest fees a median rate of 0.61 percent posted annualized five-year returns of 1.34 percent.

The time has come, IRI says, to separate the generation into early and late boomers.

The problem? The state legislature adopted a switch for new state employee to a 'cash balance' plan without an adequate number of votes.