If you have clients who may be called into military service, it’s a good idea to evaluate their life insurance options at least six months before active duty begins.

Social Security retirement benefits may begin at age 62 (at the earliest) and some pre-retirees believe they'll face a dilemma over whether to keep working or start their benefits at 62. If your clients are concerned over this choice, tell them to relax.

When clients retire or lose jobs, they often feel pressure to make decisions about distributions from their 401(k)s. Tell them to relax.

For clients who want to diversify currency exposures, developed markets currently don’t offer many attractive choices.

Data from the most recent 2007 survey can help you identify your most attractive target markets of business owners.

Many large municipal bond mutual funds and closed-end funds have lost 10 percent or more of their NAV since November, and some clients may be wondering if they should lighten up or leave munis.