Its the top reason health care costs are almost $4 trillion, approaching one-fifth the size of the economy.

Group health insurance is bad for you, your family, and your company is because its bad for careers (your cost could double to due to one employee with a million-dollar claim) and it is bad for business (management spends time on health insurance that should be spent on customers and...

The seventh reason group health insurance is bad for you, your family, and your company is because it is unstable -- your cost could double to due to one employee with a million-dollar claim.

The sixth reason group health insurance is bad for you, your family and your company is because it is unfair -- you are disqualified from receiving your $2,000 to $12,000 per year share of the trillion-dollar federal subsidy.

The fifth reason group health insurance is bad for you, your family, and your company is because it is one-size-fits-all -- you dont get to pick your deductible, copays, or coinsurance.

The fourth reason group health insurance is bad for you, your family, and your company is because it is limited -- you dont get to pick your doctors and hospitals.

The third reason group health insurance is bad for you, your family and your company is because it is risky - your coverage may be canceled at any time without notice.

The second reason group health insurance is bad for you, your family, and your company is because it is overpriced -- you pay $4,000 to $12,000 more for the same coverage.