Workers compensation continues to be a major concern for employers, and while some industries have more claims than others, all have concerns about the associated costs.

Workers compensation continues to be a major concern for employers, and while some industries have more claims than others, all have concerns about the associated costs.

Financial risk is the big factor in whether a company self-insures or not. There's little argument about costs self-insurance is less expensive and allows employers to customize plans more easily. It is also less heavily regulated.

Self-insurance for medical benefits is sometimes seen as a step into the unknown. After all, companies are taking on more risk, and the potential for catastrophic medical costs can intimidate some business owners. But many experts say that the potential cost savings outweigh the risk. And with each passing year,...

Public and private health exchanges are working, but not quite as expected.

Health insurance exchanges, once touted as the future of health care, have proven to be anything but a perfect solution for consumers.

As the workplace continues to evolve (as do the employees that comprise today's offices), it's important to keep in mind what voluntary benefits can provide your workers.

Voluntary benefits have become a hot topic in recent years, in part because of generational and economic changes that are reshaping the insurance marketplace.