The "real" unemployment rate, which takes underemployment into account is 13.9 percent. The number of workers who have been forced to work part-time is increased to nearly 70 percent. Employers have cut hours for their worke

MassMutual has appointed Michael Fanning as executive vice president and head of the company's U.S. Insurance Group.

Steve Morgan has been promoted to senior vice president of commercial lines at J. Rolfe Davis Insurance. He has been with the company since 2002.

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One in five non-elderly, unemployed workers with incomes 200 percent below the poverty line have private insurance, or are insured through the military. Slightly more than one-quarter of non-elderly, unemployed workers making less than 200

Christopher Reddy has been named chief administration officer of Principal Globe Investors. Formerly, he served as executive vice president and COO of Nippon Life Benefits.

Drew J. Niziak has been named executive vice president and director of sales at Sun Life Financial. He joined the company in 1993.

Health Care Reform