o 42.8 percent of U.S. companies offer some kind of consumer-driven health care product. o 61 percent of U.S. companies offer some kind of adoption assistance. o 86.1 percent of U.S. companies offer mail-order

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More than 90 percent of employers are willing to pay for long-term care benefits for their employees, according to Unum, the leading provider for such benefits. Providing long-term care insurance helps employers attract and retain better employees.

o 93 percent of insurance companies faced at least one lawsuit in the past year. o 33 percent faced more than 20 legal actions. o 54 percent reported facing at least one $20 million (or greater) lawsuit.

Research from the Employee Benefits Research Institute points to an increase in the age of the work force, which is not a surprise to many. EBRI says 38 percent of Americans older than age 55 are in the work force, up from 29 percent in the 1993. In

We've heard of the graying of America ... the growth of the number of people over 65. This senior explosion will result in the number of citizens over age 65 doubling within 50 years, while the number over age 85 triples, dramatically increasing the

Investors are creatures of habit, especially when their habits have produced consistently rewarding results with low risk. An example is the deep attachments some of ...

59 percent of Americans rate the health care system as fair (29 percent) or poor (30 percent). 24 percent of Americans feel the health care system needs a complete overhaul. 47 percent of Americans feel the health care system requires