Voluntary Benefits

The challenges facing a broker new to the benefits industry, especially voluntary benefits, can be daunting. Finding the right product mix for a client, knowing which carriers have those products, understanding which carriers have the back office

American General Life Insurance is launching a new product to fill gaps left by major medical policies. AIG Accident Expense Plus provides accident coverage and allows the policyholder to include a critical illness rider to cover diseases like heart

I received a call from a close friend who asked me to review his employer-sponsored disability program with him. In review of his firm's group plan, we found that the benefit was 60 percent of income to a monthly maximum of $3,000 per

62 percent of employers surveyed informally fund their executive defined contribution plans at 100 percent of pre-tax accrued liability. 47 percent of employers surveyed, who sponsor executive defined contribution plans, favor the use of

ING Employee Benefits has announced its new critical illness insurance product, Premier Critical Illness, to complement traditional health and disability insurance. PCI insurance pays a lump-sum benefit

If ever there sprouted a seed of doubt, let it shrivel up and die. Before you jot down "career change" on your list of New Year's resolutions (which you won't keep anyway), consider this: benefits still rule. In fact, after that

10 million jobs will be unfilled by 2010 as more boomers retire. 37.7 percent of working-age people with disabilities were employed in 2006. 79.7 percent of working-age able-bodied Americans were employed in 2006. Source: The Hart

Of all the benefits available to independent brokers, the employee assistance program seems to be the most neglected. Most brokers do not understand the complex behavioral health care needs of the employers they serve or the differences among the