Voluntary Benefits

The Hispanic market is a prime market for life insurance sales.

Carriers are still courting specific markets within the United States, including Hispanics, gay couples, up-and-coming Gen Yers, and women.

The voluntary business is thriving and will continue for the foreseeable future.

Life insurance and disability insurance are two voluntary products performing well this year.

The majority of consumers think life insurance and other voluntary products will be available on the new exchanges.

A Stifel Nicolaus analyst said Monday that the threat of health care spending cuts could hurt a variety of stocks in the health care sector, including companies that own hospitals, rehabilitation and nursing facilities, and companies that own health care real estate.