Guidance, tips and best practices for benefits managers to reduce their benefit spend while producing competitive benefit packages for employees. With health care representing the biggest percentage of benefit spend, many topics in this area include finding ways to reduce overall costs but also adding supplemental benefits to help employees become healthier, smarter health care consumers. Article topics serve everyone from small businesses to large companies.
What an insurer pays for "reconstructive surgery" is much greater than what a patient pays for "cosmetic surgery." Here's why.
