Employee-Paid

A market veteran wants Congress to make the plans a lot easier to use.

Hartford Insurance sees selling life, disability, dental and vision plans to employers with fewer than 500 plan participants as a top strategic priority.

"There's a great opportunity, given the set of capabilities we have, to look to continue our product diversification," Andrew Sullivan, Prudential's chief executive officer, said.

The company's chief financial officer told investors that Congress needs to provide a legislative solution.

If another employer is willing — or required by its own plan design — to cover that spouse, Disney can move that financial exposure somewhere else.

Nearly 40% of Americans have stayed in a job longer than they wanted to because they or a family member needed health insurance.