Employee-Paid

More work still needs to be done to show employees the advantages of HSAs.

In 2015, 28 percent of adults said they missed work due to oral health issues, but that went down in 2016 to 21 percent.

Some of the messages for individual financial services clients are sobering.

According to the Social Security Administration, more than 1 in 4 of todays 20-year-olds will become disabled before age 67.

A survey of 1,229 in-house counsel, human resources professionals and C-suite executives gauges how a broad range of trends both inside and outside of government are affecting organizations.

Brokers, enrollment organizations and employers can reap the benefits of a multi-year employee communications or engagement enrollment strategy just as much as the employees.