Employee-Paid

H.R. 3362 would require weekly reports on enrollment activity and website problems.

Agents see enrollees having trouble getting confirmations and payment information.

Managers will have to submit financial audits and vouch for the accuracy of enrollment data.

Workers are clinging to their jobs as prospects fade for higher-paying employment. Households are socking away more money and charging less on credit cards. And young adults are living with their parents longer rather than venturing out on their own.

Plans place liens on the estates of older enrollees who use the coverage.

People who are sicker than they have to be because of lousy care may make great enrollees.